Thriving Thursday

Thriving Thursday Saving Money

 

Welcome to the inaugural Thriving Thursday! This idea came about when I started thinking about resolutions for 2019 and how I wanted to talk about some things that have worked for me in the past, mistakes I’ve learned from, and maybe offer some help/direction for anyone else looking to make positive changes this year! Each Thursday in January, I will be discussing some of my resolutions as well as tips and tricks to help you (if you’ve made similar ones) and also check in throughout the year to keep up with progress!

Among the goals I have set for myself for the next twelve months was to consistently save money and cut down needless spending. Last year, I gave it a try and I feel like I did A LOT better than in years past, but there’s always room for improvement.

In December 2017, I found a year-long savings plan that would help me save money throughout the year without making the BIG deposits during the most expensive months of the year (November and December).

I actually did pretty well with this! That is, until the summer.

I decided not to work during the summer months at the Mother’s Day Out program where I teach during the school year because I wanted to be able to have the freedom to go and do things with my kiddos/visit with family as much as possible. It was a fun summer, but I felt the pinch of my purse strings quite a bit.

This year, however, I’m determined to complete this challenge!

Here is my savings plan:

Thriving Thursday Savings Chart

I know it doesn’t seem like much, considering what most households are able to save with two, full-time incomes, however for a stay-at-home-mom like myself, this is will come in very handy!

Do you have a money saving plan? What are some resources you use? Share in the comments below!